Employment Practices Liability Coverage (Admitted) Offered by In Partnership With Farmington Casualty, A Travelers Company * RATING: A+ (Superior) A.M. Best   LIMITS: Up to $5,000,000 ONLINE  RATING Comprehensive Coverage Features include: Broad definition of wrongful employment practice Punitive damages coverage (subject to applicable law) Worldwide coverage for claims brought in the U.S. Expert Claims Handling Free State-of-the-art Risk Management Services Non-cancelable except for nonpayment of premium Third Party Liability coverage available to qualified insureds This national program is exclusively managed by G.J. Sullivan Co.  G.J. Sullivan Co. has managed professional liability programs for over 30 years.  With this experience comes a proven track record of unparalleled expertise, service and client satisfaction. For more information contact: Andrew H. Tran, RPLU Underwriter (714) 621-2369 FAX (714) 876-2287 Paul Bubnis Vice President/Dept. Manager (714) 621-2340 (714) 876-2288 www.gjsullivan.com    CA Insurance Lic #0613886 A member of *This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by St. Paul Travelers.  It is not a represenatation that coverage does or does not exist for any particular claim or loss under any such policy or bond.  Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law.  Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. For a listing of companies rating by A.M. Best and other rating services, visit stpaultravelers.com.  Ratings listed herein are as of September 1, 2004, are used with permission, and are subject to chanes by the rating services.  For the latest rating, access ambest.com.